How to Open an Account With Jpmorgan Chase

What Chase Bank has to Offer

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Together, Citigroup, Wells Fargo, Bank of America and JP Morgan Chase make up the top four banks in America with Chase Bank being the largest. This multinational bank has over 5,100 branches with 16,000 ATMs, employs over 250,000 staff and operates in 100 countries. More and more customers are using this bank due to its convenience, wide variety of accounts and strong rewards program.

Chase Bank

Nowadays banks are encouraging customers to use their online banking over going into the physical bank and Chase is no exception. Online banking can be useful in that it is convenient if you need to quickly check your balance, view statements or transfer funds. Chase online also offers customers the ability to view their statements going back up to seven years as well as be able to pay utility bills, mortgage, rent and/or credit cards. They will even send you an alert to prevent overdrafts.

Chase Payments

Chase has various payment services that can be used by customers such as the Chase Pay mobile app. If you are filling up your tank of gas and don't have cash on you, simply scan your downloaded Chase Pay app and it will automatically be charged to your Chase account. They have also made it easy for you to use your account while surfing the web. If you come across a product you like and want to purchase when you check out there often is a Chase Pay option as well as a Chase Verify notification. By using the Chase Pay app, customers will receive special discounts and offers as well as bulk up their points.

Chase Accounts

Chase offers a variety of checking accounts, making it appealing to both high school and college students and owners of small, mid-size and large businesses. While their basic checking account covers general checking needs, there are accounts available that are aimed at helping you earn interest as well as receive benefits. Chase also has services for customers, which focus on helping them manage their mortgage, finance or refinance a car loan.

Chase Cards

While you may think credit cards are straightforward enough, JP Morgan Chase offers 25 different credit card customers can choose from, each catering towards various lifestyle and spending levels. If you are an individual who regularly enjoys treating yourself to a Starbucks coffee, then it might be worth looking into the Starbuck Rewards Card. If the Hyatt is your go-to hotel, then start using the Hyatt card where you can earn bonus points. For example, if you spend $2,000 within the first three months of opening the account, you will receive 40,000 bonus points and it only costs 5,000 points for a free night.

Those that travel frequently will want the Chase Sapphire Preferred Credit Card which allows customers to earn twice as many points on their travels and restaurant visits. If you spend $4,000 you will earn 50,0000 points which roughly equals $625 that can be used towards future traveling once redeemed. Or, if you often fly with United, check out the United Mileage Plus Explorer Card which gives you free bonus miles once a certain amount is spent.

Chase Points

Some customers enjoy redeeming Chase points and want to earn points as efficiently as possible. One of the best ways to do so is by taking advantage of their sign-up bonuses. In theory, you could have up to four personal cards and two business cards, and if you spend the required amount in the designated time to receive the sign-up bonuses, you could quickly build your points. Another way to gain points quickly is by referring a friend. They can help you earn up to as much as 5,000 points per reference and you can refer up to ten people. So start saving up and enjoy your gift cards, travels, and Amazon orders once you redeem your points.

How to Open an Account With Jpmorgan Chase

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